The following steps are what you should do after an accident:
Stay as calm as possible.
Check for injuries. Life and health are more important than damage to vehicles. When in doubt, call an ambulance.
If the accident is minor, and there are no injuries, move the vehicles to a safe place out of traffic. Many insurance companies recommend calling the police.
Notify your insurance company immediately.
Make notes about the accident including specific damages to all vehicles involved. Write down the names, driver's license numbers, and license plate numbers for all involved. Get witness information if possible.
Be polite. Allow law enforcement officials and the Insurance Company to determine who is at fault in the accident. Always be honest.
If you have a camera or camera phone, take pictures if it can be done safely. iPhone users- Many insurance companies now have iPhone apps!
Contact the repair facility of your choice to schedule your vehicle in for repairs or assistance in having your vehicle transported from the scene of the accident. Let the collision repair center help you. They can make the arrangements to make things easier for you.
Call or visit the repair center once you have claim information. You will need to sign a work authorization to begin the repair process.
Ask people you trust. Who does your Insurance Company recommend? Have any of your friends, coworkers, or family members ever used this collision repair center’s services? Look for evidence of teammate training, industry certifications, and participation in customer satisfaction measurement programs.
Your Insurance Company most likely offers a warranty on repairs if you use one of their preferred or Direct Repair Providers. The collision repair center is ultimately responsible. You should choose a provider with a warranty on all work performed.
The vehicle owner is ultimately responsible for payment for all repairs. You may instruct your Insurance Company to make payment directly to the repair center on your behalf. Usually an initial payment is made for the repair estimate and then during the repair process a supplemental payment will be issued for additional hidden damages or parts costs that are discovered during repairs. The collision repair center can assist you with clarification on any payments that may be issued. This can also get you back into your own vehicle in a timelier manner. Remember to clarify any deductible amounts or questions you may have as early on as possible. Your portion (if applicable) is not required until the completion of repairs and you pick up your vehicle.
Yes. Now that your vehicle has been repaired, here are some helpful tips for your new paint finish! Here are a few steps you can take to protect your new paint finish.
In the First 90 Days:
In the First 30 Days:
No, you do not need to get three estimates.
Many repair centers offer free estimates. However, there are specific requirements based on the Insurance Company involved and the type of coverage you have that require certain types of parts and labor rates to be considered for providing an accurate repair estimate. Estimates written without this information may make this process seem confusing.
The most important thing is for you to select a repair facility you trust and inform your insurance company.
Yes. You should obtain approval from your insurance company before repairs begin. Your insurance company will authorize repairs, parts types used, payments, and written /digital photos.
Insurance Companies refer customers to collision repair providers they have a good working relationship with and they trust with their customers. An auto accident and repair process is an inconvenient occurrence at best. The way you and your repair experience are handled is often a reflection on the Insurance Company.
As the vehicle owner, you make the decision. You have the right to select the repair center of your choice. There are specific laws that give you this right and prevent anyone from requiring you to use an alternative repair facility.
We have Enterprise on selected sites for your convenience.
Review your itemized final repair order. Complete a walk-around inspection with your estimator and have them explain the repairs that were made to your vehicle. Look at the paint color and finish, all exterior trim, and proper operation of items involved, such as handles, mirrors, and other moving parts. Choose a repair center that measures customer satisfaction and satisfaction is guaranteed before any payment is made.
Be cautious of anyone offering to save you the cost of your deductible! Ask specific questions on how they plan to absorb this cost (The State of California Bureau of Automotive Repair prohibits this). Will all repairs be made per industry standard and will all the proper parts be used? This is not usually an offer with your best interest in mind or the protection of the investment you have in your vehicle.